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Select Home Warranty Review
Select Home Warranty Review
October 02, 2024 / Sarah Pritzker
Select Home Warranty Review
October 02, 2024 / Sarah Pritzker
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Select
Editorial Score 8.8
Coverage options
Primarily covers basic systems and appliances, with many common items not included.
8.0
Cost
Competitively priced annual premiums and relatively low service fees
10
Contractor network
Moderate number of contractors in its network, which generally provides reasonable availability
9.0
Claims process
Allows claims to be filed by phone and online, with payouts made within 2-3 weeks
8.0
Customer support
24/7 support for filing claims, customer service available during extended hours
9.0

In a Nutshell

Select Home Warranty has competitive prices and extensive coverage of systems, appliances, and add-ons. Its award-winning service is fast and efficient, and technicians are available in most states. While there is a $75 cancellation fee if you terminate your contract, the company requires no home inspection. Making claims is also clear and straightforward and can be done 24/7.

Pros

  • Award-winning service
  • Low costs
  • No home inspection required

Cons

  • $75 cancellation fee to terminate contract
  • Not available in every state

Select Home Warranty at a Glance

Feature

Status

Annual Premium

$479.99 to $524.99

Plan Types

Systems, Appliances, Combo

States

47 states (excluding NV, WA, WI)

HVAC

Gold and Platinum Plans

Contractors

In-Network, 10,000+

Home Inspection Required

No

Claims Service Fee

Starts at $75

24/7 Claims Department

Yes

Workmanship Guarantee

Varies

Coverage

As with all home warranty services, Select Home Warranty covers the normal wear and tear that happens from using your home's systems and appliances. So, using your refrigerator as intended will be covered. Kids swinging from the door until it breaks off will not.

Also, pre-existing conditions or damage caused by natural disasters will not be covered by the company.

Select Home Warranty has one of the highest coverage limits in the industry, covering up to $3000 for systems and $500 for individual appliances. That means each item covered on the plan will receive up to that amount in repairs or replacements.

Select Home Warranty covers 6 main home systems and 8 appliances on the individual plans. If you opt for the combo plan, more items will be covered.

What Appliances and Systems Does Select Home Warranty Cover?

Select Home Warranty has the standard breakdown of coverage with its plans. This means you can opt for systems coverage, appliance coverage, or a combination plan that will cover both systems and appliances. Here's what Select Home Warranty will cover and when:

ITEM

Bronze

Gold

Platinum

Heating

Electrical

Plumbing

Microwave

Dishwasher

Garage door opener

Refrigerator

Air conditioning

Clothes dryer

Clothes washer

Clothes dryer

Stove/oven

Water heater

Garbage disposal

Cooktop

Ductwork

Ceiling fan

Plumbing stoppage

As you can see, the Bronze Plan covers most household appliances, the Gold Plan covers your typical systems, and the Platinum Plan covers both plus a few extras thrown in.

Pricing and Onboarding Deals

Select Home Warranty has some of the best pricing plans available in the industry, and regularly runs promotions on these. It tailors its pricing to fit your situation and location, and also offers discounts for signing up for multiple years. Getting a quote is quick and easy online.

Here's a look at the plans on offer and the prices based on a quote for a home in El Paso, Texas.

Time

Bronze Plan

Gold Plan

Platinum Plan

Per Month

$44.42

$44.42

$47.75

Per Year

$479.99

$479.99

$524.99

Additional costs for add-ons include:

Central Vacuum – $3.33/mo

Lawn Sprinkler System – $5.83/mo

Pool – $8.33/mo

Septic System – $5.83/mo

Spa – $5.83/mo

Standalone Freezer – $3.33/mo

Sump Pump – $3.33/mo

Well Pump – $3.33/mo

Another thing worth noting is Select Home Warranty's cancellation policy. You can cancel anytime within the first 30 days, and you'll receive a full refund, no questions asked. If you want to cancel after the first 30 days, you will be charged a $75 cancellation fee.

Contractors and Service

Select Home Warranty works with over 10,000 professional contractors across the US. That means there is usually a local technician available to assist you when a problem comes up. One main drawback is that you have to use in-network contractors, so you can't call your regular technician if you have one.

Claims can be processed 24 hours a day, even on weekends, and a technician will be dispatched to your home quickly. Select Home Warranty also has emergency claims that will get a contractor over to you faster. When the technician arrives, you'll pay your service fee, and your item will be repaired or replaced at the technician's discretion.

Submitting claims is straightforward and can be done over the phone, through an online form, or via email. Service fees start at $75 and can go up to $100, depending on the length of your contract.

Select Home Warranty requires no maintenance logs or home inspection prior to purchasing a policy, which is an added layer of convenience most homeowners will appreciate.

How Does Select Home Warranty Compare?

Feature Select Home Warranty Choice Home Warranty American Home Shield
Annual Premium $479.99 to $524.99 $370-$450 Varies
Number of contractors 10,000+ 25000 15,000+
Home Inspection Required No No No
24/7 Claims Yes Yes Yes
Workmanship Guarantee N/A 30 days 60 days

What Do People Say About Select Home Warranty?

Select Home Warranty has generally positive reviews on sites like Trustpilot and Consumer Affairs. Here are a few positive customer reviews on Trustpilot:

“Excellent service, knowledgeable and responsive customer support, comprehensive coverage options, transparent pricing, prompt and efficient process. Grateful for the peace of mind in protecting my home. Thank you for the outstanding service!”

- David, April 14, 2023

“The representative was very helpful in helping me decide what coverage I needed for my home. He answered all my questions, was knowledgeable and I felt comfortable talking to him. The price was comparable to other companies I had received quotes from and the fact that I can sign up on a month to month basis instead of committing to a year was a plus.”

- Tracy Novack, March 21, 2023

“We had a wonderful experience with our last service call. Our dryer would not turn on and so I put in a service request online. It was a very easy process to put in a claim. The dryer repairman came a day later and was able to fix the issue. Could not have been an easier process!”

- Sandy, March 15, 2023

Bottom Line

Select Home Warranty is a solid home warranty service with a lot going for it. There's a huge network of contractors, so service is fast and convenient. Plus, Select Home Warranty covers a wide range of appliances and systems. It's also affordable, allows you to make claims 24/7, and doesn't require a home inspection to get started.

About Select Home Warranty

Select Home Warranty was founded in 2012 and is based in New Jersey. The company offers coverage in every state except for Nevada, Washington, and Wisconsin. It holds a B- rating with the BBB and works with homeowners, realtors, contractors, and sellers alike. Select has generally positive reviews, with a rating of 3.6/5 on Trustpilot and 3.9/5 on Consumer Affairs.

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By Sarah Pritzker
Sarah Pritzker is a professional writer who loves scouring the web looking for the coolest products and services at the best prices. Sarah writes for www.besthomewarrantyonline.com. Sarah has lived and traveled all over the world, but has finally settled down with her family in the Middle East - and yes, she misses winter!
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