Select Home Warranty has competitive prices and extensive coverage of systems, appliances, and add-ons. Its award-winning service is fast and efficient, and technicians are available in most states. While there is a $75 cancellation fee if you terminate your contract, the company requires no home inspection. Making claims is also clear and straightforward and can be done 24/7.
Feature |
Status |
Annual Premium |
$479.99 to $524.99 |
Plan Types |
Systems, Appliances, Combo |
States |
47 states (excluding NV, WA, WI) |
HVAC |
Gold and Platinum Plans |
Contractors |
In-Network, 10,000+ |
Home Inspection Required |
No |
Claims Service Fee |
Starts at $75 |
24/7 Claims Department |
Yes |
Workmanship Guarantee |
Varies |
As with all home warranty services, Select Home Warranty covers the normal wear and tear that happens from using your home's systems and appliances. So, using your refrigerator as intended will be covered. Kids swinging from the door until it breaks off will not.
Also, pre-existing conditions or damage caused by natural disasters will not be covered by the company.
Select Home Warranty has one of the highest coverage limits in the industry, covering up to $3000 for systems and $500 for individual appliances. That means each item covered on the plan will receive up to that amount in repairs or replacements.
Select Home Warranty covers 6 main home systems and 8 appliances on the individual plans. If you opt for the combo plan, more items will be covered.
Select Home Warranty has the standard breakdown of coverage with its plans. This means you can opt for systems coverage, appliance coverage, or a combination plan that will cover both systems and appliances. Here's what Select Home Warranty will cover and when:
ITEM |
Bronze |
Gold |
Platinum |
Heating |
|
|
|
Electrical |
|
|
|
Plumbing |
|
|
|
Microwave |
|
|
|
Dishwasher |
|
|
|
Garage door opener |
|
|
|
Refrigerator |
|
|
|
Air conditioning |
|
|
|
Clothes dryer |
|
|
|
Clothes washer |
|
|
|
Clothes dryer |
|
|
|
Stove/oven |
|
|
|
Water heater |
|
|
|
Garbage disposal |
|
|
|
Cooktop |
|
|
|
Ductwork |
|
|
|
Ceiling fan |
|
|
|
Plumbing stoppage |
|
|
|
As you can see, the Bronze Plan covers most household appliances, the Gold Plan covers your typical systems, and the Platinum Plan covers both plus a few extras thrown in.
Select Home Warranty has some of the best pricing plans available in the industry, and regularly runs promotions on these. It tailors its pricing to fit your situation and location, and also offers discounts for signing up for multiple years. Getting a quote is quick and easy online.
Here's a look at the plans on offer and the prices based on a quote for a home in El Paso, Texas.
Time |
Bronze Plan |
Gold Plan |
Platinum Plan |
Per Month |
$44.42 |
$44.42 |
$47.75 |
Per Year |
$479.99 |
$479.99 |
$524.99 |
Additional costs for add-ons include:
Central Vacuum – $3.33/mo
Lawn Sprinkler System – $5.83/mo
Pool – $8.33/mo
Septic System – $5.83/mo
Spa – $5.83/mo
Standalone Freezer – $3.33/mo
Sump Pump – $3.33/mo
Well Pump – $3.33/mo
Another thing worth noting is Select Home Warranty's cancellation policy. You can cancel anytime within the first 30 days, and you'll receive a full refund, no questions asked. If you want to cancel after the first 30 days, you will be charged a $75 cancellation fee.
Select Home Warranty works with over 10,000 professional contractors across the US. That means there is usually a local technician available to assist you when a problem comes up. One main drawback is that you have to use in-network contractors, so you can't call your regular technician if you have one.
Claims can be processed 24 hours a day, even on weekends, and a technician will be dispatched to your home quickly. Select Home Warranty also has emergency claims that will get a contractor over to you faster. When the technician arrives, you'll pay your service fee, and your item will be repaired or replaced at the technician's discretion.
Submitting claims is straightforward and can be done over the phone, through an online form, or via email. Service fees start at $75 and can go up to $100, depending on the length of your contract.
Select Home Warranty requires no maintenance logs or home inspection prior to purchasing a policy, which is an added layer of convenience most homeowners will appreciate.
Feature | Select Home Warranty | Choice Home Warranty | American Home Shield |
Annual Premium | $479.99 to $524.99 | $370-$450 | Varies |
Number of contractors | 10,000+ | 25000 | 15,000+ |
Home Inspection Required | No | No | No |
24/7 Claims | Yes | Yes | Yes |
Workmanship Guarantee | N/A | 30 days | 60 days |
Select Home Warranty has generally positive reviews on sites like Trustpilot and Consumer Affairs. Here are a few positive customer reviews on Trustpilot:
“Excellent service, knowledgeable and responsive customer support, comprehensive coverage options, transparent pricing, prompt and efficient process. Grateful for the peace of mind in protecting my home. Thank you for the outstanding service!”
- David, April 14, 2023
“The representative was very helpful in helping me decide what coverage I needed for my home. He answered all my questions, was knowledgeable and I felt comfortable talking to him. The price was comparable to other companies I had received quotes from and the fact that I can sign up on a month to month basis instead of committing to a year was a plus.”
- Tracy Novack, March 21, 2023
“We had a wonderful experience with our last service call. Our dryer would not turn on and so I put in a service request online. It was a very easy process to put in a claim. The dryer repairman came a day later and was able to fix the issue. Could not have been an easier process!”
- Sandy, March 15, 2023
Select Home Warranty is a solid home warranty service with a lot going for it. There's a huge network of contractors, so service is fast and convenient. Plus, Select Home Warranty covers a wide range of appliances and systems. It's also affordable, allows you to make claims 24/7, and doesn't require a home inspection to get started.
Select Home Warranty was founded in 2012 and is based in New Jersey. The company offers coverage in every state except for Nevada, Washington, and Wisconsin. It holds a B- rating with the BBB and works with homeowners, realtors, contractors, and sellers alike. Select has generally positive reviews, with a rating of 3.6/5 on Trustpilot and 3.9/5 on Consumer Affairs.