Vanguard Home Warranty is an online platform that helps you find the perfect warranty policy for your home. It asks you for basic details about your home and the policy you want, then matches you with a home warranty company.
You don't have to sort through quotes or fill out a lengthy questionnaire. Within a few hours, a representative from your matched home warranty provider will get in touch to help you sign up for a plan.
|
Feature |
Status |
|
Annual Premium |
Varies by provider |
|
Plan Types |
Varies by provider |
|
States |
50 |
|
HVAC |
Varies by provider |
|
Contractors |
Varies by provider |
|
Home Inspection Required |
No |
|
Claims Service Fee |
Varies by provider |
|
24/7 Claims Department |
Varies by provider |
|
Workmanship Guarantee |
Varies by provider |
Vanguard doesn't offer any warranty policies directly. Instead, it matches you with a partner home warranty company that has policies that meet your needs.
Exactly what's covered will depend on which home warranty provider you're matched with and what plan you sign up for with that provider. Notably, most Vanguard partners don't cover pre-existing issues.
Helpfully, Vanguard asks you what's important to you in a home warranty policy when matching you with a provider. You can specify what types of coverage you want, including:
You can also specify additional factors that are important to you in a warranty policy, such as:
Vanguard's questionnaire takes less than a minute to fill out, and you're matched with a provider immediately after submission.
Vanguard Home Warranty's partners provide coverage for all home systems and appliances, although the details of your coverage will vary based on your provider and plan. Typically, you can choose from a comprehensive warranty plan, an appliance-only plan, or an “essentials” plan that covers several major home systems and appliances.
Most providers that Vanguard works with also offer add-ons for specialty appliances like sump pumps, well pumps, and pool and spa systems.
Vanguard Home Warranty is completely free to use, and you're never obligated to purchase a policy after being matched with a warranty provider.
After providing information about your home and the type of policy you want, Vanguard will show you which provider you've been matched with. However, the platform doesn't display price quotes or provide information about available plans. A representative from the matched provider will get in touch by phone and offer more pricing information.
Pricing can vary widely between Vanguard's partners depending on what coverage they offer, the size of your home, and where your home is located. Some providers accept monthly payments, while others offer discounted rates if you pay an entire year upfront. You can expect to pay around $350-$1,000 per year.
Vanguard's partners differ when it comes to their contractor networks. Most have around 10,000-20,000 in-network contractors across the country. However, some let you use your own contractor with pre-approval.
The claims process also varies by warranty provider. Many of Vanguard's partners offer 24/7 claims service, and some even accept claims online as well as over the phone. Claims service fees range from $60-$125 depending on your provider and plan. Workmanship guarantees vary from 30 to 90 days.
|
Feature |
Vanguard Home Warranty |
First American Home Warranty |
American Home Shield |
|
Annual Premium |
Varies by provider |
$300 |
Varies |
|
Number of contractors |
Varies by provider |
Wide network |
15,000+ |
|
Home Inspection Required |
No |
No |
No |
|
24/7 Claims |
Varies by provider |
Yes |
Yes |
|
Workmanship Guarantee |
Varies by provider |
Not available |
60 days |
Vanguard Home Warranty is not rated on Trustpilot and doesn't display customer testimonials on its website.
Vanguard Home Warranty streamlines the process of finding the right warranty policy for your home. You can specify what type of coverage you want and what your priorities are in a home warranty provider.
Based on that information, Vanguard will match you with a provider who will follow up to discuss plan options. It takes less than a minute to fill out Vanguard's questionnaire, and you never have to go through the hassle of comparing coverage terms.
Vanguard Home Warranty is owned by Informed Choice, a Delaware-based marketing firm. It earns a commission from home warranty plans purchased after a referral from its website.